We released our much anticipated follow up to our initial publication on the impact of personal credit due to COVID-19. However, the story is far from over. Since Aug 2020, we, again, followed 2 million American consumers and updated our analysis with incredible insights that you need to see it to believe it. The story is far from over. Since Aug 2020, we followed 2 million American consumers and updated our analysis with incredible insights. You need to see it to believe it.