lending as a service
Lending as a Service
MaxDecisions, Inc. and its in house experts in Marketing, Risk and Operations can help you grow your lending portfolio. We have decades of online lending experience that can help you quickly launch portfolios in a legal and compliant manner.
Credit Risk Management
We are specialized in fraud and credit risk management for small business lenders and online personal lenders alike. We build sophisticated underwriting models that’s customized for your portfolio. Leverage MaxDecisions’ experience as your competitive advantage.
We help client to source the best quality traffic and the lowest cost per funded loan basis. Our proprietary lead generation algorithm and custom solutions lowers lender’s default rate and decreases cost per funded loan. We work with all lead providers, credit bureaus and loan originations platform.
Direct Mail Services
MaxDecisions, Inc. offers customers a turn-key solution from prospect selection to mail delivery. Our Direct Mail campaign management process is efficient and industry leading. We have developed FCRA and non-FCRA risk and response Direct Mail algorithms that work with all prime and sub prime bureaus.
Loan Originations and Management Platform
We have a the state of the art web-based loan originations system (LOS) and loan management system (LMS) that’s integrated with all online fraud prevention, identity verification, credit bureaus and payment systems. We have engineers standing by that can help you with website development and loan processing.
Compliance Policy and Audits
MaxDecisions, Inc. offers credit policy creation, review and audit for small business lending and consumer lending customers. We also offer transactional audit review and on premise procedure audits as well. We have compliance officers on staff standing by at your service.
We counsel our clients on their key strategic issues, leveraging our deep industry expertise and using analytical rigor to help them make informed decisions more quickly and solve their toughest and most critical business problems.
Founded in Frisco, TX in 2016 by two partners, we now employ more than 10 professionals in California and Texas. We advise and support global lending companies that are leaders in their industries.
FREQUENTLY ASKED QUESTIONS
We help our clients to optimize their marketing, risk, compliance and operations processes by creative unique and custom technology and algorithmic solutions that becomes our client’s competitive advantage.
We specialize in online lending and financial services. Whether it is small business lending or consumer lending. Our unique solutions to generate organic traffic and custom underwriting solutions gives our clients an industry leading competitive advantage.
MaxDecisions, Inc. has staff members that can fulfill Chief Marketing, Risk, Operations and Compliance Officer roles to help our clients to manage their portfolio. Our Lending As A Service offering immediately brings industry expertise to accelerate the growth of your portfolio.
Plano, TX (Jan 21th, 2019) – For Immediate Release – MaxDecicisons Inc., is a leader in performance marketing, analytics and predictive modelling, today announces today that it has promoted Nicole Houston to Chief Executive Officer. Nicole Houston was instrumental in growing MaxDecisions, Inc.’s business and client base since 2016. She along with Founder Timothy Li and
Plano, TX (Jan 14th, 2019) – For Immediate Release – MaxDecicisons Inc., is a leader in performance marketing, analytics and predictive modelling, today announces the establishment of providing offline marketing solutions to a new challenger bank. MaxDecisions, Inc. will be providing prospect list fulfillment to mailing logistics as the named partner for the new challenger bank.
axDecicisons Inc., is a leader in analytics and predictive modelling and performance marketing, today announced today that it has received Metro2 certification from CDIA (Consumer Data Industry Association). The combination of our analytics, portfolio management report and Metro2 Credit Reporting capabilities make it easier for lenders and financial institutions to report accurate representations of consumer payment behaviours to major credit bureaus.
MaxDecicisons Inc., is a leader in analytics and predictive modelling and performance marketing, today announced its partnership with American Fait Credit Council to support, advance and expand the debt settlement industry. Under the industry Alliance program, MaxDecisions, Inc. is positioned to better support other members of AFCC to design high performance and compliant marketing strategies to ensure all Americans in need of debt relief to onto a healthier and manageable financial life.
Every lender faces the same issue today, marketing. Most of the lenders start with “leadgen”, online lead generators that send traffic to lender’s call centres, websites or form fill. These online lead generators have been around for a decade now and they have been struggling in the face of outright bans by Google and Facebook. Direct Mail on the other hands has been successful in performance marketing for the past 5 decades.
MaxDecisions, Inc. Releases 5th Generation Debt Settlement, Debt Consolidation and Debt Resolution Response and Conversion Model
MaxDecicisons™, is a leader in analytics and predictive modeling, today announced an industry first, unparalleled direct mail response result with 4% response rate with its newest subprime lending client.
MaxDecicisons™, is a leader in analytics and predictive modeling, today announced the expansion into a brand new headquarters in McKinney, TX. As we continually grow our business and industry coverage, we needed space and additional data and physical security to support our expansion.