MaxDecisions released a comprehensive analysis examining how the coronavirus pandemic affected consumer credit across America, conducting extensive research with a national credit bureau to sample millions of Americans and understand shifts in debt, spending, and credit health.
The analysis covers data from April 2019 through August 2020, showing that consumer spending behavior and FICO score movements were not what the team expected going into the study.
MaxDecisions invited industry feedback and additional analysis contributions, encouraging continued dialogue about COVID-19’s lasting impact on personal credit dynamics, with the complete white paper available for download.
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