Our Team

MaxDecisionsTeam

Timothy Li

Co-founder

Tim comes with two decades of banking and fintech technology and risk management experience. He’s helped many today’s fintech and neobank to launch their international brand. He’s ready to help.

Nicole Houston

Chief Executive Officer

Nicole has over 2 decades of finance experience and have managed long term and industry impacting programs in consumer lending.

Henry Wang

Co-Founder & Chief Analytics Officer

Henry received his PhD from Virginia Tech and his Masters Degree from University of Florida. He’s dedicated his career in sciences, analytics.

Anna Li

Risk Analyst Intern

Anna Li is a Risk Analyst Intern who supports marketing, underwriting and portfolio management decisions using Python, SAS, SQL, and Tableau.

Iris Ma

Data Analyst

Iris has background in Business Analytics and Accounting. She is currently in managing the development of XGB and logistic regression models, validate model performance…

Stephanie Ma

VP of Data Science

Tim comes with two decades of banking and fintech technology and risk management experience. He’s helped many today’s fintech and neobank to launch their international brand. He’s ready to help.

Tanya Hu

Operations Research Analyst

Tanya works as an Operations Research Analyst for MaxDecisions. She has previous experience as a Data Analyst in Direct Mail Marketing.

Wes Ying

Risk Analyst

Tim comes with two decades of banking and fintech technology and risk management experience. He’s helped many today’s fintech and neobank to launch their international brand. He’s ready to help.

Zhenkun (Andy) Zang

Data Analyst Intern

Andy studied at the University of Nebraska and obtained a B.S. Business Administration in Accounting.

Betty Zong

Fanny Cen

Jane Song

Business Analyst – Intern

Michael Chen

Who We Are

MaxDecisions started with a clear mission of helping banks, financial services organizations and fintechs to build real time identity and credit underwriting strategies. We’ve helped clients in personal loans all the way to neobanks on getting their product and services launched. Trusted by over 100 clients, we are ready to help.

What We Do

Tech, Data, Algorithm. Rinse and Repeat. We pour through millions of sets of data to create the most up to date algorithms and deliver through our secure decision engine API to help our lenders to focus on whats important to them, building relationships with their customers.

What Makes Us Better

What sets us apart is our domain knowledge. With our decades of experience, we help our clients to build “common sense” solutions to solve their issues without bloated technology and build and overpaid datasets. We take provide in our solutions and we are ready to help.