Stephanie has experience in Risk Modeling, Credit and Fraud Strategy, Marketing Analytics, Portfolio Management, Pricing & Line Assignment Analysis for various lending products: personal & small business loans, installment & line of credit, prime & subprime, etc.

Ms. Ma leads MaxDecisions data science team to develop machine learning models and create analytical workflows. She is passionate to utilize cutting-edge machine learning and big data tools to provide solutions for migrating credit and fraud risk as well as maximizing profitability.