MaxDecisions started with a clear mission of helping banks, financial services organizations and fintechs to build real time identity and credit underwriting strategies. We’ve helped clients in personal loans all the way to neobanks on getting their product and services launched. Trusted by over 100 clients, we are ready to help.
Our Team
MaxDecisionsTeam
Nicole Houston
Chief Executive Officer
Nicole has over 2 decades of finance experience and have managed long term and industry impacting programs in consumer lending.
Timothy Li
Co-founder & CTO
Tim comes with two decades of banking and fintech technology and risk management experience. He’s helped many today’s fintech and neobank to launch their international brand. He’s ready to help.
Henry Wang
Co-Founder & Chief Analytics Officer
Henry received his PhD from Virginia Tech and his Masters Degree from University of Florida. He’s dedicated his career in sciences, analytics.
Anna Li
Risk Analyst Intern
Anna Li is a Risk Analyst Intern who supports marketing, underwriting and portfolio management decisions using Python, SAS, SQL, and Tableau.
Iris Ma
Data Analyst
Iris has background in Business Analytics and Accounting. She is currently in managing the development of XGB and logistic regression models, validate model performance…
Stephanie Ma
VP of Data Science
Tim comes with two decades of banking and fintech technology and risk management experience. He’s helped many today’s fintech and neobank to launch their international brand. He’s ready to help.
Tanya Hu
Operations Research Analyst
Tanya works as an Operations Research Analyst for MaxDecisions. She has previous experience as a Data Analyst in Direct Mail Marketing.
Wes Ying
Risk Analyst
Tim comes with two decades of banking and fintech technology and risk management experience. He’s helped many today’s fintech and neobank to launch their international brand. He’s ready to help.
Zhenkun (Andy) Zang
Data Analyst Intern
Andy studied at the University of Nebraska and obtained a B.S. Business Administration in Accounting.
Betty Zong
Fanny Cen
Jane Song
Business Analyst – Intern
Michael Chen
Who We Are
What We Do
Tech, Data, Algorithm. Rinse and Repeat. We pour through millions of sets of data to create the most up to date algorithms and deliver through our secure decision engine API to help our lenders to focus on whats important to them, building relationships with their customers.
What Makes Us Better
What sets us apart is our domain knowledge. With our decades of experience, we help our clients to build “common sense” solutions to solve their issues without bloated technology and build and overpaid datasets. We take provide in our solutions and we are ready to help.
