Currently browsing: FinTech

MaxDecisions, Inc. Launches Enterprise A.I. & Machine Learning Services – MaxDecisions A.I.

Growth through innovation/creativity. Rather than be constrained by ideas for new products, services and new markets coming from just a few people, a Thinking Corporation can tap into the employees.

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Top 5 Reasons Why Direct Mail is Dominating Performance Marketing

Every lender faces the same issue today, marketing. Most of the lenders start with “leadgen”, online lead generators that send traffic to lender’s call centres, websites or form fill. These online lead generators have been around for a decade now and they have been struggling in the face of outright bans by Google and Facebook. Direct Mail on the other hands has been successful in performance marketing for the past 5 decades.

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【对话】金融科技为风险管理护航——对话美国金融科技咨询公司 MaxDecisions, Inc. 量化风险高级分析师 Ian Dang

创新经济学之父约瑟夫·熊彼特曾说过:“市场中真正占据主导地位的并非价格竞争,而是新技术、新产品的竞争,它冲击的不是现存企业的盈利空间和产出能力,而是它们的基础和生命。” 2015年以来, “金融科技(FinTech)” 一词替代了 “互联网金融” 成为了全球新的热门词汇,相比互联网金融而言,金融科技则更聚焦于以大数据、云计算、移动互联等代表的新一轮信息技术的应用与普及,并强调它们对于提升金融效率和优化金融服务的重要作用。 根据麦肯锡的统计,2015年全球投入“金融科技”领域的资金高达191亿美元,是2011年的近8倍,全球已有超过2000家的金融科技公司。金融科技不仅对金融业带来深刻的影响,而且会对风险管理产生积极的作用。

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