MaxDecisions: US deep-subprime consumers are seeking credit at its highest pace since global pandemic, prime consumers are pilling on even more debt – part 2

Research Overview The first three series of our blog have gained a tremendous amount of following. If you want to take a quick look at the previously published research, please click them...

MaxDecisions: US subprime consumers are seeking credit at a historic pace due to uncontrolled inflationary pressure – part 1

We’ve been tracking over 170 million US consumers across all credit spectrum from June 2021 to October 2022. From our first two research blogs, we observed a hastened growth in credit delinquency towards the end of 2022. We also observed that near prime, sub prime and deep subprime consumers are being impacted the most.

MaxDecisions: US consumers credit is deteriorating at a faster pace but severity is decreasing

We’ve been tracking over 170 million US consumers across all credit spectrum from June 2021 to October 2022. Our thesis is simple, are we experiencing board deterioration of credit quality due to the rise in inflation, mass tech sector layoffs and global supply chain shortages? Our hypothesis is that we are experiencing a measurable drop in consumer credit quality across the board.